Meet our Advisors

Ann Bellamy - Hard Money, Chairman of the Board of Advisors

Ann Bellamy is a multi-family and commercial investor, and hard money lender in Massachusetts and New Hampshire. She specializes in deal analysis and works with local investors to ensure profitability in rehabs and cash flowing properties. She has been involved in investing since 1995, co-founded Boston Area Real Estate Investors in 2007 and has been on the Board of Directors of NH Real Estate Investors since 2006. www.buynowhardmoney.com ann@buynowhardmoney.com

Bernadette Trafton - Board of Advisors

Bernadette Trafton is a multi-family investor, wholesaler and marketing specialist.  She is the queen of making connections - putting the right people together so that everyone makes money.  Bernadette began her involvement in real estate in 2005 as a struggling single mother, when she was introduced to the New Hampshire REIA.  She learned the principles of real estate, the importance of multiple streams of income and how to form and utilize partnerships to prosper in any economic climate.  In 2006, Bernadette began SMJ Enterprises (working with FDI to help people qualify for mortgages) and BT Real Estate (focusing on wholesaling).  And, in 2007, Bernadette co-founded the Boston Area Real Estate Investors Association. E-mail her at Bernadette@BostonAREIA.com to give her your specifics.    

Kenneth Cossingham, Real Estate Attorney

Attorney Ken Cossingham graduated from Suffolk University Law School, 1983 and has been practicing law in the Merrimack Valley for approximately 23 years. He is a member of the Bar in both Massachusetts and New Hampshire. His practice has consistently been in the areas of residential and commercial real estate, litigation, estate planning, business issues and business entities. He is the principal of Cossingham Law established in 1988. www.cossinghamlaw.com

Joe H. Craft, CPA, PFS, CFP

Joe Craft is a Certified Public Accountant and handles the preparation of financial statements, corporate and personal tax returns, audit defense and representation. His expertise also extends into estate and gift tax planning, comprehensive and segmented personal financial planning.

He has prepared thousands of tax returns and held positions with Deloitte Haskins & Sells CPAs, Price Waterhouse CPAs handling tax planning and tax reporting of closely held corporations to SEC companies and currently has his own tax firm. He has also been a frequent speaker on tax related and financial planning topics to large groups across the country and currently holds the position of Chief Financial Officer for Financial Destination, Inc.

He is a member of the American Institute of Certified Public Accountants and has received certification as a Certified Financial Planner and Personal Financial Specialist.

Joe is also the author of “Annual Record Keeping Kit for Small & Home Based Businesses” and co-author of “It’s How Much You Keep That Counts!” in its 4th edition.